I am writing to express my frustration and disagreement with Minnesota’s no-fault law. It needs to be revised and rewritten to set policy, whereby, in certain situations when there is serious injury or damage or accidents caused by criminal acts such as driving under the influence, the no-fault law would not be applicable.
A family member and her friend were driving back from the Twin Cities a few years ago. They were traveling northbound on I-35. A car driving in the wrong direction struck their vehicle and both received non-life-threatening injuries. The driver of the vehicle going the wrong way was intoxicated. The family member and her friend incurred steep medical bills due to injuries resulting from the accident. Her friend suffered serious financial problems due to the accident, as did my family member. But because of the no-fault law, there was a small limit on what the other driver’s insurance had to pay.
If one causes serious injury to others while committing a criminal act, such as driving under the influence, that person should not be eligible for protection under a no-fault law. The person causing the accident should be held 100 percent responsible for all costs involved in cases in which alcohol or drugs are a factor.
To be an innocent victim in an accident is bad enough, but to be denied fair and just compensation is wrong. The law needs to have stipulations that provide for when it is applicable.
I urge everyone to write or call their state representative to ask for a review and a revision of Minnesota’s no-fault law so it doesn’t protect those who cause serious damage to property or injuries to others. Justice and fairness cannot prevail under the current way the no-fault law is applied in Minnesota.
Robert L. Wuorinen, Jr.