NOTICE OF MORTGAGE FORECLOSURE SALE THE

Published June 18, 2022 at 1:40 AM

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. DATE: May 10, 2022 YOU ARE NOTIFIED that default has occurred in the conditions of the following described Mortgage: INFORMATION REGARDING MORTGAGE TO BE FORECLOSED 1. Date of Mortgage: April 27, 2007 2. Mortgagor: George W. Toivonen and Sharon L. Toivonen, Husband and Wife 3. Mortgagees: The Minnesota Chippewa Tribe Finance Corporation, f/k/a The Minnesota Chippewa Tribal Housing Corp. 4. Recording Information: Recorded on May 7, 2007 as Document Number 01050324 in the Office of the County Recorder of St. Louis County, Minnesota. 5. Assignments of Mortgage, if any: None INFORMATION REGARDING MORTGAGED PREMISES 6. Tax parcel identification number of the mortgaged premises: 105-0050-00320 7. Legal description of the mortgaged premises: Lot 32, Block Ten (10), Babbitt Fifth Division. 8. The physical street address, city, and zip code of the mortgaged premises: 16 Daisy Lane, Babbitt Minnesota, 55706 OTHER FORECLOSURE DATA 9. The person holding the Mortgage is not a transaction agent, as defined by Minn. Stat. 58.02, subd. 30. The name of the residential mortgage servicer and the lender or broker, as defined in Minn. Stat. 58.02, is The Minnesota Chippewa Tribe Finance Corporation, f/k/a The Minnesota Chippewa Tribal Housing Corporation. 10. If stated on the Mortgage, the name of the mortgage originator, as defined in Minn. Stat. 58.02, is The Minnesota Chippewa Tribe Finance Corporation, f/k/a The Minnesota Chippewa Tribal Housing Corporation. INFORMATION REGARDING FORECLOSURE 11. The requisites of Minn. Stat. 580.02 have been satisfied. 12. The original principal amount secured by the Mortgage was $79,700.00 13. At the date of this notice the amount due on the Mortgage, including taxes, if any, paid by the holder of the Mortgage, is: $63,469.13. 14. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the mortgaged premises will be sold by the Sheriff of Becker County, Minnesota, at public auction on July 6th, at 10:00 a.m., at the St. Louis County Sheriff’s Office, 100 North 5th Avenue West, Duluth, MN 55802. 15. The time allowed by law for redemption by Mortgagor or Mortgagor’s personal representatives or assigns is Twelve (12) months after the date of sale. 16. Minn. Stat. 580.04(b) provides, “If the real estate is an owner-occupied, single-family dwelling, the notice must also specify the date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under section 580.30 or the property redeemed under section 580.23.” If this statute applies, the time to vacate the property is 11:59 p.m. on January 26, 2022. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Name and address of Attorney for Mortgagee or Mortgage Assignee: Larry A. Kimball, #159608 Kimball Law Office PO Box 1240 Walker, MN 56484 218-547-3787 Name of Mortgagee or Mortgage Assignee: The Minnesota Chippewa Tribe Finance Corporation (May 14, 21 & 28; June 4, 11 & 18, 2022) 63720