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NOTICE OF MORTGAGE FORECLOSURE SALE NOTI

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 24, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $166,380.00 MORTGAGOR(S): Jason M. Wichlacz and Kelly GK Wichlacz, as joint tenants husband and wife MORTGAGEE: Mortgage Electronic Registrations Systems, Inc., as mortgagee, as nominee for Flagstar Bank, FSB, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: May 8, 2009 St. Louis County Recorder Document Number: 01107109 LOAN MODIFICATION: Dated: April 1, 2012 Recorded: May 8, 2012 Document Number: 01186119 Dated: March 26, 2015 Recorded: September 15, 2015 Document Number: 01269839 Dated: November 6, 2017 Recorded: December 11, 2017 Document Number: 01323884 ASSIGNMENTS OF MORTGAGE: And assigned to: Flagstar Bank, FSB Dated: October 20, 2011 Recorded: November 10, 2011 St. Louis County Recorder Document Number: 01173443 And assigned to: Selene Finance LP Dated: May 27, 2015 Recorded: June 9, 2015 St. Louis County Recorder Document Number: 01262001 And assigned to: Planet Home Lending, LLC Dated: May 27, 2015 Recorded: June 9, 2015 St. Louis County Recorder Document Number: 01262000 And assigned to: PennyMac Loan Services, LLC Dated: August 9, 2018 Recorded: November 20, 2018 St. Louis County Recorder Document Number: 01345146 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100052550252172993 Lender/Broker/Mortgage Originator: Flagstar Bank, FSB Residential Mortgage Servicer: PennyMac Loan Services, LLC COUNTY IN WHICH PROPERTY IS LOCATED: St. Louis Property Address: 5216 Colorado St, Duluth, MN 55804-1612 Tax Parcel ID Number: 010-3070-00040 LEGAL DESCRIPTION OF PROPERTY: Lot Four (4), Block One Hundred Twenty (120), London Addition to Duluth AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $143,871.22 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 1, 2022 at 10:00 AM PLACE OF SALE: County Sheriff`s office, 100 North Fifth Avenue West, Room 103, Duluth, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 1, 2022, or the next business day if December 1, 2022 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 18, 2022 MORTGAGEE: PennyMac Loan Services, LLC Wilford, Geske & Cook, P.A. Attorneys for Mortgagee 7616 Currell Boulevard, Suite 200 Woodbury, MN 55125 (651) 209-3300 File Number: 050650-F1 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 1, 2022 at 10:00 AM has been postponed to July 6, 2022 at 10:00 AM in the St. Louis County Sheriff`s office, 100 North Fifth Avenue West, Room 103, Duluth, Minnesota in said County and State. DATED: May 6, 2022 ASSIGNEE OF MORTGAGEE: PennyMac Loan Services, LLC Wilford, Geske & Cook, P.A. Attorneys for Mortgagee 7616 Currell Boulevard, Suite 200 Woodbury, MN 55125 (651) 209-3300 File Number: 050650-F1 (May 11, 18 & 25; June 1, 8 & 15, 2022) 62406