The city of Duluth, the Housing and Redevelopment Authority of Duluth and U.S Department of Housing and Urban Development have launched two modified housing rehab loan programs, the city said in a news release Wednesday.

The Healthy Homes Homeowner Rehab Program provides zero-interest deferred loans of up to $30,000 to qualified homeowners for single-family home repair projects. Eligible projects include roof repair or replacement, window replacement, energy efficiency upgrades and more. Applicants must earn 80% of the area median income or less.

The Rental Rehab Loan Program provides zero-interest loans of up to $15,000 per rental unit and $10,000 per studio unit, and up to $30,000 for a single-family rental home for qualifying properties. To be eligible, units receiving program funds must be available at rents that are affordable to tenants earning 80% of the area median income or less.

The City of Duluth Planning and Development Division has also launched a new dedicated housing webpage, the news release said.

Information about local, state and federal funding opportunities, general housing market information and new housing initiatives will be available under the “Housing” menu option at

To learn more, call the Duluth HRA at 218-529-6300 or visit